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“MORTGAGE GROUND CLAUSE” (MINIMUM INTEREST RATE): CAN I CLAIM MONEY BACK FROM MY BANK?
/in imont-legal /by imontlegalInitially, the Spanish Supreme Court declared the nullity of the so called “ground clause” (pre-established minimum interest rate) in mortgage loans in its ruling on the 9th of May 2013. However, it also established that not all “ground clauses” were automatically null, but only those which were deemed abusive due to a lack of transparency from insufficient […]
THE PLUSVALÍA TAX DECLARED UNCONSTITUTIONAL BY THE SPANISH LAW, IN CASE YOU SELL YOUR PROPERTY AT A LOSS
/in imont-legal /by imontlegalConstitutional Court Judgment of February 16, 2017 rules that this plusvalía tax works against the Spanish Constitution in those cases where there has been no increase in land value at the time of the transfer, which means that the vendor would sell the property at a loss. It is a true fact that the ruling concerns […]
WHAT DOES “BREXIT” MEAN FOR UK CITIZENS LIVING OR PLANNING TO LIVE IN SPAIN?
/in imont-legal /by imontlegalLast week the people of the United Kingdom voted by a margin of 51,9 % to 48,9% to leave the European Union. This decision has given way to a wave of uncertainty that is reflected in the financial markets worldwide. However we would like to clear some of the misconceptions that people may have regarding […]
THE SPAIN PROPERTY SHOW 2016 (MANCHESTER) – IMONT PRESENTATION
/in imont-legal /by imontlegalAttached you can find the presentation that the IMONT Team did during the recent “The Spain Property Show, 2016”, held in Manchester on 14-15 May, 2016: Download: https://imontlegal.com/wp-content/uploads/2019/07/manchester-imont.pdf
BANK GUARANTEES FOR DOWN PAYMENTS MADE ON DWELLINGS DURING CONSTRUCTION. RECENT SUPREME COURT OF SPAIN RULING ON THIS MATTER.
/in imont-legal /by imontlegalAct 57/1968 of 27 July, on the receipt of sums of money prior to the construction of off-plan properties has recently been repealed by the new Act 20/2015 of 14th June, although Act 57/1968 is still applicable to the down payments for off-plan purchases made before the new Act 20/2015 came into effect. Act 57/1968 consists […]